Extra Credit Opportunities (Online Learning)
Financial Planning Budget (20 extra credit points)

Find your “goal” job and determine the following: o What is the base level salary or hourly wage?

Do you feel you have experience to earn more than the base level salary? If so, look to the average (or above) salary

Determine the “take home” amount vs. salary, as taxes, health insurance, retirement, etc., are all items that come out of the bi-weekly paychecks before the reach our bank accounts o Does the company provide health insurance? o Is there one location for this position/company, or do you have options?

Find your living environment o Look for what the average apartment/rent costs in the area you’ll be working o Are you sharing an apartment/living spot or living alone? Sharing bills, etc. o What utilities will you need in your apartment/house/condo, etc., that you will need to consider?

Water, Heat, Electricity, Internet, Cable, etc.. o Create a monthly grocery list, understanding that some items will need to be purchased weekly, if they are perishable

Now, create a budget around the above mentioned topics o Every budget will look different. Below is an example table of what it may look like, but please add if you feel you have other items that need to be listed. o You could set this up in a way that lays out an actual month, suggesting the dates to keep track o The money left over is money do with how you choose – Consider saving a majority of it, while allowing yourself to use the rest how you choose something to consider as we complete this activity is that everyone has different experiences with budgeting. Some of you may already budget in this way, some may have never considered laying it all out in writing.
Write up for Financial Planning Budget (1-2 pages):

What was your goal/dream job and location of choice?

What are you taking away from this assignment?

How have your thoughts about your incoming and outgoing money changed? If they haven’t, what insight could you give to others based on your own experience?

How do you perceive saving money? How would you set a goal and meet it for the sake of saving 6 months’ worth of bills – this is recommended by many financial planners
If you have not met with a financial planner, check to see if your bank offers a financial planner you can speak with to make sure you’re on the right track
Example Budget
Item Income (+) Date In Pay Out (-) Date Out Total Bi-Weekly Salary Rent Utilities Credit Card Payments Student Loans Car Payment Car Insurance Phone Payment Health Insurance Groceries Gym Membership
Grocery Shopping on a Budget (10 extra credit points)

Whether you grocery shop once a week or once a month, create what you need and compare it to your current budget.

As we’ve already created a “future” budget, do something similar with your current situation (1 page) o I do not need to see your current budget for this assignment, only your grocery list for the month (weekly, bi-weekly, or monthly lists) o We have a PowerPoint on “grocery shopping on a budget”, so now it’s time to put your skills into action. DO NOT GO TO THE STORE FOR THIS ASSIGNMENT – look your items up online for the prices, compare the prices of your budget to what you have available to spend. o This helps us to develop skills around eating healthy while staying within the college student budget

Reflect on how this helps you understand that eating healthy on a college budget is manageable (1 page)

 

Utilizing the Four Habits of Mind that the university has adopted to help develop our educational programs & clusters, please identify one that is both meaningful to you and relates to the concepts of Health and Wellness.

https://wicked-problem.press.plymouth.edu/chapter/what-are-the-habits-of-mind/ o Tie in different lessons/skills learned or developed through the course of this class o Identify how you can best explain the concept of your chosen Habit of Mind as an elevator pitch to someone

 

 Explain the following:

 What is it?

 What causes this cancer/disease? What are the risk factors? o Risk factors are biological, psychological, social or environmental impacts that make it more likely for us to develop a behavior, disease, etc.

 In this case, it would be the development of a disease or cancer and could be related to our environment, social settings, or biological factors (genetics)

 What different populations does it impact?

 How can it be treated/cured, if at all?

 What health choices can we make to counteract our chances of developing this cancer/disease?