Following the Enron debacle, which resulted in employees losing 100% of their 401(k), Congress enacted new laws to protect investors in various areas, including appropriations of pension funds. In your view, Should employees take responsibility for their pension fund investments instead of going through the employer?
Support your position with examples and at least two outside sources.

Paper requirements:
Be 1-2 page, APA format with at least 2 scholarly journal citations