-Describe how a person as a baby is assigned a $ amount by Insurance companies and Government Agencies ( I believe FEMA has a standard life valued at 9 million) please also issue other developed nations thoughts on this matter as well as Russia and Compare life value of a typical American vs a typical African Child in a depressed country (Such as Somalia)

-Describe how this amount raises or lowers based on education, income and family dependents, region you live in.

-Describe how this your life decreases in value once you retire

-Describe burden on government retirees and the lower valuation monetary valuation of their life in both insurance and government payouts