As the global market and e-commerce continue to expand, businesses are investing in new ways to transfer currency. From Google and Apple pay to the various types of cryptocurrency, businesses are exploring new ways to conduct business with less hassle of dealing with cash, bank wires, and checks. Review the videos and articles in the Change in Times folder and answer the questions below.

1. Describe how banks and investment firms are using this trend to their advantage and for their clients' benefit.

2. From a security standpoint, how does digital pay increase cybersecurity and hackers? Is this really the safer way to conduct business versus cash, bank wires and checks?

3. From your opinion, what are some of the advantages and disadvantages of cryptocurrency? Have you made any investments in these currencies?

Sources to help with answers:
https://hbr.org/2016/06/a-deep-look-inside-apple-pays-matchmaker-economics
https://www.cnbc.com/2021/04/06/cryptocurrency-market-cap-tops-2-trillion-for-the-first-time.html