Ethics in financial industry

Do we need to protect financial services customers? In your discussion consider if paternalism is an appropriate approach to enacting financial services regulation.

Is it sustainable only to sell what is profitable for the financial firm or financial sales advisor?

Critically discuss what issues, beyond profitability, are important for a financial firm or financial sales advisor to consider when selling financial services?

Does sub-prime lending benefit society? In your answer, discuss who benefits or loses from the provision of sub-prime lending

Is sub-prime lending a sustainable business activity? Justify your answer with reference to examples and theory.
How could the operations of the board of directors be improved? Please support your answer with reference to appropriate theory, evidence and examples.

Critically discuss the influence of add-on goods, tied after markets and contingent charging on the pricing and distribution of financial services. In your answer, please provide examples, reference to appropriate theory and the implications for customers and firms

How might lending become predatory and abusive? What are the implications of predatory lending for customers and financial services firms?

Why do we regulate financial services firms? Discuss reasons as to why and how financial markets and financial institutions are regulated.

How do we apply ethics to different situations? Discuss approaches which may be employed to encourage employees to apply moral and ethical decision making to a retail finance situation. Are there factors which may influence how effectively ethics are applied to such a context?

Why do we regulate financial services firms? Discuss reasons as to why and how financial markets and financial institutions are regulated.

Has economic and financial theory encouraged poor behaviours in the financial industry? Critically discuss drawing on examples where appropriate